Evoq Finance

Evoq Finance is a P2P lending protocol built on top of existing pool-based lending protocols, that offers better interest rates for both suppliers and borrowers through P2P matching. Inspired by the Morpho optimizer, Evoq is tailored to fit the network environment, enhancing performance while maintaining compatibility with existing infrastructure. Users can interact with Evoq the same way they would use the underlying lending protocol.

As an optimizer, Evoq directly connects suppliers with borrowers, enhancing capital efficiency and APY while maintaining liquidity and risk levels of the underlying protocol. Users are guaranteed at least the APY of the underlying protocol, with the potential for improved APY through supply-borrow matching, known as P2P APY. In essence, Evoq offers an optimized gateway to decentralized lending, providing an alternative to direct supply or borrow from the underlying protocols.